Interest rate and term
Interest rate: 6.00%
The annual interest rate of the bond is 6.00%. Interest is calculated annually and paid out once a year in the form of a voucher for our online shop.
Term: At least 5 years
The Chocolate Bond has a minimum term of 5 years from the date of your transfer. After this period, the contract automatically extends by one year at a time, unless it is terminated.
If you wish to have your invested amount paid out, you must terminate the Chocolate Bond at least 3 months before the end of the respective contract term. The repayment will then be made at the end of the term.
If no termination occurs – neither by you nor by fairafric – you will receive your interest each year in the form of a voucher.
Who hasn't dreamed of a lifelong chocolate subscription?
Here's how it works
Fill out form
We will create a personalized contract using your data.
Sign
Print the contract in duplicate and sign both copies. Send us a scanned copy of one signed version as a PDF and then please send us both copies by post.
Deposit
Once we have countersigned the contract, we will send it to you along with a payment request. Please then transfer the amount to the account we provided.
Our Global Vision
Use business to end poverty
Our Mission
Creating 10,000 climate-friendly jobs in Africa
Our Values
impact-oriented, transparent, respectful, environmentally conscious, visionary
Frequently Asked Questions about fairafric
fairafric since its founding
2015
First official meetings between Hendrik and cocoa farmers and processors in Ghana.
2016
First Kickstarter campaign
Founding of fairafric GmbH
First production
2017
Second Kickstarter campaign
Successful organic certification of the entire value chain
Switch from 20g bars to 100g bars
2018
Third Kickstarter campaign
Climate neutrality certification
Founding of fairafric Foundation
First Seedrs campaign with 264 private investors
2019
Decision to build a larger chocolate factory independently.
Entry of Ludwig Weinrich and claro fair trade AG
Winner of the Lammsbräu Sustainability Award
2020
Construction of our new chocolate factory in Amanase in 5.5 months.
2021
fairafric GmbH becomes fairafric AG. First convertible bond with €990,000 and first share issue of €999,589.80 sold out. Over 2,000,000 chocolate bars produced.
2022
Finalist for the German Sustainability Award 2022.
2023
Entry into the B2B business with chocolate drops. Vegan milk chocolate based on cashews. First contract productions in the USA.
2024
fairafric obtains the first smaller quantities of cocoa from Serendipalm from Dynamic Agroforestry. The first phase of the journey to climate positivity is successfully completed. Over 100 new jobs, over 200 people employed at fairafric Ghana.
2025
fairafric increases the quantities of cocoa from Dynamic Agroforestry and builds its own cocoa bean processing plant. Turnover almost doubled. Another 100 jobs, almost 300 people employed at fairafric Ghana.
Who is behind fairafric?
The owners of fairafric are the founding team, our 1244 shareholders from among our customers, Ludwig Weinrich GmbH, claro fair trade AG, Third Way Capital (a Ghanaian impact investor), and our team.
What exactly is the money used for?
100% of the funds will be used to finance our next purchase of organic cocoa from dynamic agroforestry.
For this, we pay the highest organic premium in all of West Africa.
When will the break-even point be reached?
fairafric AG achieved profitability by the end of 2025. From 2026, we also expect the fairafric Group to operate profitably. The exact timing of this depends heavily on the development of the world market price for cocoa.
Can one view this in person?
With our new Visitor Center, we also want to give our customers the opportunity to gain a deep insight into our operations. In 2025 alone, more than 1,800 people visited us. The factory tour is combined with a visit to our cocoa communities, all in one day!
Unique in the world!
Common Questions about the Schokoschein
How exactly is the interest paid
You will receive the interest as a voucher for our online shop. This will be sent to you every year in the month in which you originally made the transfer.
The voucher is valid for the entire product range, does not expire and can be redeemed flexibly over several orders - so you can choose your favorite products at any time.
How long do I have to invest?
The campaign will run until €99,000 has been subscribed. Due to high demand, we expect a full subscription quickly. We process subscriptions in the order they are received.
What is the tax situation?
We do not share information about our investors with any tax authorities. You simply declare the interest/dividends received in your tax return.
If you would like to lend us money interest-free, send us a short email. This is also possible, of course, and supports us even more.
Is my money safe?
As the subordinated loan is issued unsecured, your investment may be subject to a total loss.
Therefore, under no circumstances invest money that you absolutely need.
The Impact of fairafric
Convinced?
Do you want to be part of the greatest chocolate revolution of all time and make the first climate-positive chocolate possible with your investment?
Then register for our chocolate bond using the following form:







